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Cajunboy asked in Business & FinanceInsurance · 7 months ago

Doing an experiment:  How many of you who have accessed your Obamacare Healthcare Policy, and feel like you were messed over or left with?

Left with payments tgat you were told would be covered for health claims, couldn't use the Doctors of your own choice or were left with jacked up premiums to pay from Healthcare?

Update:

Please note that I've never said that I thought "Obamacare Healthcare Policy" was an Insurance.  

3 Answers

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  • Anonymous
    7 months ago

    Every other developed country manages a health service apart from the US. In the UK you can choose doctors if you use the national health service.

  • 7 months ago

    Obamacare is a nickname for a law.  it is not a type of insurance.

    Obamacare covers private health insurance, employer based health insurance, medicaid, and medicare.

    Do you mean a private plan purchased through a marketplace that includes a subsidy?

    Health insurance has increased 250% since the ACA was implemented.  If your insurance has not "jacked up", it simply means that someone else is paying the jacked up amount for you (i.e. tax payers, employers, family, etc).

    When purchasing insurance, you have to be very mindful of the doctors network.  Since the ACA was implemented, many plans now include "mini networks".  This is very common with plans sold on the marketplace.  If you are not getting a subsidy, don't purchase marketplace plans for this reason.

    "Left with payments tgat you were told would be covered for health claims"

    - unless the insurance company is the one that told you, the person who told you this didn't know what they were talking about. 

    This is just a snapshot of why the ACA needs to be complete revamped.

    Please note if you don't  mean "Obamacare Healthcare Policy" is a health insurance policy, what do you think it means?

  • 7 months ago

    No, but I had those problems BEFORE Obamacare.

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