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My dentist and insurance?
Ok so my dentist just sent me to a collections agency for 1300 dollars, because my insurance had decided not to pay their part of the money after all the work was done. The reason that they did not pay it is because I am on my dads insurance because I am a full time student, but it just so happens that semester I had missed being a full time student by 1 credit point, so they dropped me during that time. I signed a paper that I would only pay 600 dollars and my insurance would pay the rest well I paid my part. Is there anything that I can do to fix this or do I have to pay the money.
3 Answers
- ?Lv 710 years agoFavorite Answer
You have to pay the money. That's what happens. The insurance companies tell you the rules and most people think that they can stay on the coverage. But if you hit them with a big claim then they're going to investigate. You weren't covered, so you have to pay the full amount. Naturally this is something that should have be taken care of a LONG time ago and not waited until he sent you to collections. It may be too late, but try to work out a payment plan.
- StephenWeinsteinLv 710 years ago
You have to pay the money.
The dentist did not send you to the collection agency just because your insurance did not pay the money. The dentist sent you to the collection agency because no one paid that part of the money.
The paper you signed that said you would pay only $600 only IF the insurance paid the rest. If the insurance was dropped because you did not have enough credits, then none of it is "their part" and all of it is your "part".
- AnonymousLv 710 years ago
OK, so the insurance didn't pay, because you weren't COVERED. You weren't INSURED. It's not about "they decided not to pay".
11 credits? That's, what, the "six year plan"?
That paper that you signed, if you'd READ the entire thing, says that your share, IF insurance pays, is $600, and if insurance does NOT pay, you agree to pay the entire thing. As you actually didn't HAVE any insurance, you're obligated to pay the entire thing.
Next time you'll know - it's up to YOU to verify if you are covered, and to what degree. Not the dentist. No one will EVER look out for your financial interests more than you do . .. and since you didn't, it's unrealistic to expect them to do it for you.
Welcome to the world of being a grownup.
