Shouldn't the Fed be raising interest rates to encourage saving and lending (and prudent borrowing)?

The highest interest rates were in the 80's & could be as high as 18% on a mortgage ..

No one can afford a home now . the feds and banker buddies already play the off gold standard & nothing matters anymore . . the system of banks using depositors 

funds to make loans no longer is progressive or structurally sound . the feds own the banks . or people with money own the banks and set the rules of advantage . 

Can't do that.  If the Fed did that then government borrowing would become more expensive.  Near zero interest rates are here permanently.  

Oh so you want hyper inflation