I owe $10,010.14 to my three credit cards put together, i need help really bad real soon!?

It isn't harder to pay one than three just pay them. Get a second job or sell something if you can't pay the payments. Borrowing more won't help.

You want to take on more debt to pay off your debt?!?!?!? Your problem here is not that you have to write three checks each month - your problem is that you are spending more than you earn. Taking three payments and turning them into one will not solve that.

Call all of them and work out a payment plan and try to get your interest lowered or stopped.

Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.

You probably need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don't eat at a restaurant until your debts are under control. Take a sandwich for lunch. Cancel the gym membership.

Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.

You can easily make $500 a month with a part time job. Cut your spending and try to free up another couple hundred and you will knock this out in a year.

Go to the library and get "The Total Money Makeover". Read it and follow it carefully.

Go check out Dave's website as well.

www.Daveramsey.com

You can apply for another credit card, but it is NOT the best way to do it, you should NEVER use a credit card to pay off other credit cards. Why dont you just pay the minimum payments, and then when you get more income start paying more than the min. Payments.

Another card will not help you. You need to consolidate which is good. Talk to your bank they may be able to help you. When you do that recommend terminating the other cards.

If that does not work, you will need a budget and make your payments all at the same time. Find the one with the highest interest rate and focus on paying that one down first and make the minimum payment on the others.

Living on your own? Welcome to the real world!

You really need to get in touch with some sort of a credit counseling agency. Hopefully one that will help you negotiate monthly payments that you can afford. Getting another credit card is NOT the answer.

Seriously, google Credit Counseling for something where you live.

i don't think any credit card company will let you apply for a new one looking at your credit history especially if you owe that amount of money. They'll assume you'll just do the same with theirs.

Call the companies and see how much they will settle the account for. If you're in the negative, they'll likely be willing to take what they can get now.

yes you may be able to put all of that money onto a new credit card with lower interest. But try to make your payments.

If your a college student you can apply up to 40,ooo dollar loan and pay of the credit cards with that and keep going to school so you can avoid paying it...try chaseEdOne---somehting like that..

If you want my advice, STOP USING YOUR CREDIT CARDS!!!!!!!!!!!!! I mean even though that's your life, just stop. It's like an addiction, kick the habbit.