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I keep getting fired from every single job I've ever had. People just hate me. At every workplace I was at, my former supervisors and coworkers thought I was really strange and weird. I've been fired from 3 former workplaces and I'm scared this will be number 4. My supervisor asked me to see someone in the front office, probably HR. I'm always summoned to meetings with HR. I've had it. I've had it with being fired. 

So with this being said, what will happen if I go back to an old workplace and ask for my old job back and apologize for whatever I did? What if I just went back to my old cubicle and my old supervisor finds me sitting there writing on old work documents? Will this method work? Will my old supervisors come at me and apologize for firing me? I have severe PTSD and getting fired is making me much worse. 

I also hate that every person I've worked with has several formal complaints about me. I was fired from one place and I was never told what the several formal complaints were. Yes, they filed formal complaints with their signatures to my supervisor's supervisor about me. I don't even know what I did. 

There are many conspiracies that face masks will be forever mandated. I'm starting to see that it's actually coming true. Had it only been a temporary requirement, mandates would have been lifted by August or September. Now that the vaccine is out, I am reading that you still have to wear the mask after getting vaccinated. So, what is the point of even getting the vaccine if you still have to wear a mask? 

The pandemic won't last forever, but I am worried masks will. I cannot imagine having to teach my kids to wear a mask in the future and imagine a world where employees stand outside stores making sure you have the mask on. It seems like the mask requirements in businesses and on transportation is lasting forever. 

My question is, will we be wearing masks into 2030 and possibly into 2050? 

I desperately need money. I want to overdraft by writing an empty check to myself. It makes me angry that my bank declines ATM overdrafts. I bet I can overdraft by writing a check to myself. If the bank bounces the check, is there a chance I'll go to jail? I want to write myself $500. What would happen if its declined? Will the bank also close my account? 

So I am getting a new car soon. My parents are planning to pay with a personal check. They told me that for the insurance, they will call our current agent and add the new car. They said there is no paperwork I need to fill out or anything. 

With this being said, will my credit still get a hard pull as if a lender is looking at my credit report? I do not have my own insurance. I am under my parent's insurance as an authorized driver. If my credit gets pulled, I am worried that Farmers will cancel the entire insurance because of my credit. 

So, when does the car insurance agent pull your credit? 

What will happen if I pay a big payment from an empty bank account? Say a payment of 5 grand? Will the payment go through or will it bounce? Also, is it illegal? If so, would the police show up at my door one day I'm at home? Would I get a court summons in the mail? 

My parents are planning on buying a new car under their name, but making me an authorized driver. I am worried that the salesman at the dealership will do a hard pull on my credit. My parents are planning to pay for the car in full by writing a personal check.

If the car is under my dad's name as well as the insurance and I am an authorized driver, will my credit still get pulled? I am in $10,000 in credit card debt and am worried they won't let me buy the car. I've never seen the process on buying a car and am so unfamiliar on how that works. My credit score is god awful and I am worried at this point. 

So my question is, when does the dealer pull your credit? 

I'm wondering why it is so hard to find a girl that wants to live in Phoenix, AZ. What is it about Phoenix that turns people away? I moved to Phoenix last year and I absolutely love it here. I've noticed however that people come and go and don't stay long in Phoenix. I met a woman who sold her house to go live in Flagstaff and she was so excited about it. I mean really? Flagstaff? That town is so boring. No skyscrapers, big malls, or any city life. I really want to have my career here and I want my future kids to go to school in the Kyrene District. It's just hard trying to find a woman who loves Phoenix as much as I do. I've also met a woman who wanted to move to another part of the world and just said Phoenix would do for now. 

Another guy recently told me that it will be hard to almost impossible to find a girl who wants to live in Phoenix. He said it's because girls love to move to other parts of the country. I don't understand it. Why do people not want to stay in Phoenix? And when I say Phoenix, I'm talking about all of Maricopa County, not just the city limits. It's so nice here. Phoenix is probably the only nice city in all of Arizona. 

Furthermore, why is it that everybody gives me a funny look and say that Phoenix is full of rude people when I tell them how nice and friendly people around here are. I've met some of the nicest most kindest people here. I've met people who would go out of their way to help you. 

Please answer my questions. 

Thanks!

I have committed fraud in the past. I've written checks from empty bank accounts, paid credit cards from empty bank accounts, and have tried to pay myself through paypal. When I make payments to my credit cards, specifically through Citi, my account is only credited for 1 second, then drops back. The card is maxed out. I called them and the guy gave me the run around telling me that my credit will reset in a few weeks. Why do these people lie to me? He made up some story saying that it is because I maxed out the card. I've made a big payment to the card, and I do not have access to the funds at all. 

I've made poor financial decisions which caused me to be really poor and bankrupt. It is so sad when you try to overdraft your bank account and your card is declined in public. People stare at you and parents tell their children never to become like that. Even a 7 year old knows how to manage money compared to me. I had no intentions to commit fraud, I just needed money. I'm incredibly poor and I work a low wage job that pays less than a McDonalds worker. 

I want to get off the fraud radar. How do I do that? Please help me, because just recently, the bank took away overdraft services and I tried to eat, and it took a partial payment. I am filing a dispute to get the money back. 

I'm a 27 year old lonely guy. I will be 28 in December. I am going back to school to do another degree to build my career. I never made any friends at all in high school or in college when I was 19-23 years old. I am 27, about to turn 28. If I go back to college and meet people, will college students 21 and older find me to be a creepy pedofile? Is it too late to make friends? All of my acquaintences who want nothing to do with me are all getting married at my age. Will I be forever alone? Early 20s is the college population. I just want at least one friend. I have nobody in my life except my family. 

Please help me. I need some advice. 

So, I am beginning to live in fear. I have been following the media and reading articles, and I am starting to worry that we will forever be living in a pandemic, even after a vaccine is released. I am starting to worry that we will be wearing face masks forever, social distancing forever, and that things will never go back to normal. I am also starting to think that 30 years from now, we will look back at the times when we never had to wear a mask and that masks will still be required in the year 2050. 

https://www.newburyportnews.com/news/regional_news...

https://www.kxxv.com/hometown/bell-county/killeen-...

This is so scary. I really am starting to think that we will be wearing masks forever. These "temporary mandates" are becoming more permanent from what I am noticing. 

I also predict that children 40 years from now will learn in history class while sitting 6 feet apart in plexi glass desks that people never had to wear masks until 2020. I also predict that schools will raze playgrounds and that recess will be done by giving kids activity sheets. 

Furthermore, I fear that when traveling by plane, people will have to go through a health control and will have to show a health passport which would be stamped before entering a different state. 

What are your opinions and thoughts on this? I'm living in fear. 

So I was out for a swim today at the pool in my apartment complex. I saw quite a few people circling around looking at me. Right when I got out and went inside, those people who circled around all got in and started socializing with each other. 

I've had issues with people since I was 4 years old. I've been bullied as a child and as an adult. So the question is, why do people hate me? Is it normal for people to go into a community pool after the most hated resident in the complex got out? 

I'm just a low life loser with no friends and everyone I've ever met did their best to get away from me. I feel the only people who love me in my life is my family. Most of my former coworkers all thought I was really weird and very strange. 

So I did something I had no idea was fraud at my old job. I signed off on trainings I never completed. They considered this fraud and I was audited. Is this going to go on my permanent record? Will I have a ton of trouble trying to get another job? Should I think about the possibility of being homeless for life? 

I'm in a crisis and with COVID, employers have become far more selective. 

Please help me. I am freaking out because I fear I will never get another job. 

So it's really frustrating me and I really need some advice. I admit that I made some really terrible decisions with 4 credit cards I have. I was able to pay off a $400 limit card, but I still have over $9,000 in credit card debt. These credit cards are high interest cards. The lowest interest rate is 25%, and the highest is 30%. The interest is eating me alive and is screwing up my credit. My three credit scores range from 560-640. I never got into collections, I have no derogatory marks, and I have a 100% on time payment. The issue is, I kept using these credit cards because I have terrible money management skills. I took a bunch of expensive trips and bought hundreds and thousands of dollars on items and ordering food off doordash. Now I want to pay them off, but it's so hard. I do not qualify for any loans, not even a loan from a bank who helps people with low credit scores. All the doors close on me for everything credit related. What made me feel so sad was a loan officer telling me that I only qualify for a title loan. 

I'm frustrated that I can't pay off this debt. The interest is making my payments worthless. I need some advice. What do I do? I've thought about making payments from an empty bank account and just overdrafting it, but I'm not sure if that would work. A closed bank account has no effect on your credit. I do not want to end up in collections. 

I'm so young, I just was not thinking when I used the cards. I don't want my financial life screwed.

I feel I'm on thin ice at work and I'm scared of getting fired. I've had about 15-20 offenses and complaints against me. I got written up with all the offenses on it. My boss also does not like me. Will getting fired go on my background check and permanent record? 

Also, what are the chances of getting another job with the COVID happening? 

So I read that this Coronavirus is going to change the world forever, meaning 10-20 years down, I fear that we will still be living the way we do now. Is it just too late to even think about a romantic relationship and having my own family? Did the Coronavirus pandemic destroy dating as we know it? Will friendships and relationships be a thing of the past? Will hugging also be a thing of the past? What should I do? I feel I'm going to be forever alone at this point and it's causing me a lot of depression. I've never ever been with anyone, and I feel I had my chance, but now it's too late. 

Please advise me on what I should do. 

Would it be predatory and illegal for a 27 year old male to date a 21 year old female? Women my age are all so ugly and fat, and I want to be with a beauty queen. 

Hello, I will be applying to graduate school this coming fall. My academic record is really bad. I am a Psychology Major with a Biology Minor. My graduating GPA will be either a 3.28 or a 3.33. I have gotten some A's, some B's, a lot of C's, and possibly two D's. I plan to get all A's in the summer and in the fall. I plan on scoring really high on my GRE. I am wanting to score close to a perfect score. What sucks however is that most of those C's and the two D's are in Upper Division Psychology Courses. I go to one of America's hardest colleges, which is why my GPA is that low. My Psych GPA will be at a 2.9 or a 3.0. I have worked in a Lab and I plan to work in a Lab in the Fall. I have a lot of volunteer experience and I will be getting more experience. I have research experience too.

What I am asking is, what kind of school would I likely go to if I get accepted somewhere? I am applying to 20 accredited Masters in Clinical Mental Health Programs. Some of them require the GRE, some do not. Would I be able to get accepted into a know University like ASU or UCD or UNT? Am I ok enough for those kind of schools? I am also applying to some for profit schools as well, schools that take over 100 students each year. The answer I am looking for is, do I even have a chance at going to a known University or even a for profit school if I graduate with a 3.2 overall GPA, a 2.9 Psych GPA, high GRE scores, and a lot of experience?

Thank you for helping me out