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Can you be sued by someone who is not the original creditor?

I recently won a case against a debt collector for improper service. Well the judge vacated the judgment but I am looking for answers for my motion to dismiss. After looking at the documents I realized I never signed a contract or anything with Asset Acceptance. However, I believe they brought the debt from Ballys. I am a Florida resident.

Update:

Yes I am aware. But I have a good defense in regards as to why it should be dismissed. I was wondering if I can add that they are not the original creditor because they did not provide documentation informing me they brought the debt. As far as paying it, I dont owe anything that's why I am fighting it.

2 Answers

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  • 9 years ago
    Favorite Answer

    Yes, collection agencies buy debt from companies all the time.

    These agencies turn around and sue you.

    Keep fighting if you do not owe them a penny. Just make sure you have your proof.

  • Selling of debt instruments is total legal and common. All debt agreements include language explicitly telling you it will happen.

    You are I assume aware that vacating the judgment just means that they do it again? And that their increased costs will be added to YOUR debt?

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